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Presented by![]() Debra Meyers |
Old - world charm meets modern elegance - Welcome to 40 Brown ST! This beautifully updated home seamlessly blends classic charm with contemporary style. As you step inside, you'll be greeted by stunning natural hardwood floors throughout, with sleek tile in the bathrooms. The inviting living space flows effortlessly into the dining area and modernized kitchen, creating an ideal setting for both relaxation and entertaining. The kitchen has been thoughtfully upgraded for today's convenience, featuring stainless steel appliances, granite countertops, and an island that seats two. All bathrooms have been renovated to match the home's modern aesthetic. With four generously sized bedrooms, this home offers flexibility and comfort. One bedroom is located on the first floor with a first floor full bathroom. Upstairs, the spacious primary suite provides a private retreat. One of the additional bedrooms is currently being used as a walk-in closet, offering even more space and functionality. Roof, siding, paved driveway, appliances, hot water heater and HVAC system are all newer. Flat backyard, thats partially fenced in. This home is minutes walk to the beach, local restaurants and so much more.
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$425,000
Sales Associate
William Raveis Real Estate
Phone: 716.440.2870
Debra.Meyers@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,957 | $2,177 | $2,823 |
Total Monthly Payment | $2,611 | $2,831 | $3,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.