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This home is a truly charming and versatile property! A Colonial home with a wraparound porch which sets such a welcoming stage for family gatherings and outdoor enjoyment. Upon entering the home, you will walk into your dream kitchen which seems like the perfect space for hosting and making memories. Beautiful granite countertops with elegant cabinetry and under cabinet lighting, the island/bar when sitting at the bar you can rest your feet on a brass pole, a beautiful 36" stainless-steel farmers sink and such a beautiful Mosiac tile backsplash throughout. The soft-close large drawers so many possibilities. It's all in the details, isn't it? The fireplace adds such a cozy touch to the large living room, the living room has beautiful woodwork. Or maybe just relax in the hot tub. What do you think about having a dedicated 40' x 20' garage or workspace which offers more parking and even more possibilities. If you choose to burn with oil, fine or why not use your wood boiler to heat your home? Not to mention, the option for a home-based business in the basement with a separate entrance is incredibly practical. Why pay rent to someone else when you can run your business in your own home? This home has a lot of character and endless potential for someone with a creative touch. If you considering this as a property and if you would like to see it? The sky is the limit!! Let me know how I can support you further!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,611 | $1,792 | $2,324 |
Total Monthly Payment | $2,075 | $2,256 | $2,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.