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Beautiful Five Bedroom home in the ever-desirable Pelham Falls, located near the entrance to the River Path along the Enoree River. This home comes with improvements but also leaves enough for a new owner to make their mark. Make your way up the stately front stairs and take a look at the view from the elevated front porch. Enter into the welcoming foyer and find a nice living space on your way through the glass doors into the formal dining room, which could also double as a home office or work space. The Kitchen has an ample breakfast eat-in area and plenty of counter space and cabinet storage, along with stainless appliances, including induction oven. The kitchen overlooks the sunken Great Room with wood burning fireplace, built in bookshelves and cabinets, as well as two story ceiling with skylights. Just off the Great Room is the screened-in porch leading out to the fenced yard. Laundry is located on the first floor, along with the Half-Bath Powder Room. Upstairs you will find all newly installed LVP flooring throughout all five Bedrooms and shared Full Bathroom. The upstairs hall opens up to the Great Room below creating great communication for the residents, as well as a dynamic design. The Primary Suite is located at the back of the house. The Primary Bath has been updated, along with the Primary Walk-in Closet. The 2-Car Garage has very high ceilings, great for additional storage. New windows recently installed along the front of the house. Other improvements include a new roof in 2017, complete renovation of the primary bathroom, new flooring upstairs, new heating for upstairs and downstairs units and much more. List of seller improvements available upon request. All appliances to convey. Seller has had the fireplace capped.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,250 | $2,339 | $2,980 |
Total Monthly Payment | $2,459 | $2,548 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.