5145 S MYSTIC POINT, Homosassa, FL, 34448 | $1,690,000

BRAND NEW 2024 WATERFRONT CONSTRUCTION. Located just minutes from the open Gulf headwaters, this is the epitome of contemporary coastal living. This magnificent custom-built two-story home features 4 bedrooms plus a den, 4 bathrooms, a 4-car garage, an elevator and 3, 213 square feet of finished living space. Plus there is an additional 1, 500 square feet of usable finished space downstairs and 2, 000 square feet of patios and screened lanais allowing for the quintessential blend of indoor outdoor waterfront living. The unique positioning of this residence allows for sunrise and sunset water views, a feature you're sure to cherish. This stunning residence showcases an array of high-end custom finishes such as Café Appliances, California Closets, hardwood floors, a stacked stone feature wall, custom built in’s, 8’ solid core doors and hurricane impact windows throughout. Nestled on a 1/3 acre this Riverhaven property lines 100’ of the most desirable water frontage on the SW Gulf coast, world famous for its fishing and scalloping. As you step inside, prepare to be captivated by luxurious features, soaring 10’ ceilings and an open living space bathed in natural light pouring in from large windows that showcase panoramic views of the water from every room. The home is vacuum sealed quiet thanks to the sprayed insulation in every wall, ceiling and floor space which also adds to the energy efficiency of the estate. A stylish custom fabricated hood is the focal point of the state-of-the-art kitchen making it a culinary enthusiast's dream. The kitchen boasts high end stainless Café appliances with gas range, upgraded 42" cabinets with under cabinet lighting, stone countertops, and a walk-in pantry. The large 10’ kitchen island provides additional workspace and seating, making it the perfect spot for casual meals and socializing. The open-concept layout seamlessly connects the living, dining, and kitchen areas, fostering an inviting hub of togetherness that redefines modern living. Four generously sized bedrooms provide private retreats for each household member, while the primary owners en suite bathroom offers a haven of tranquility with a double vanity, soaking tub, elegant glass-enclosed shower and large walk-in custom California closet. Energy-efficient LED lighting enhances the modern ambiance throughout. All guest suites are outfitted with custom California closets. Opening the expansive three-panel pocket sliding glass wall leading to the generous second floor screened verandah, effortlessly marries indoor and outdoor entertainment spaces. Step onto the verandah, complete with a full outdoor summer kitchen, and enter your own personal paradise overlooking your large back yard and the inviting waters of the Homosassa River which create a serene and inviting ambiance where you can frequently experience dolphins and manatees playing together in harmony. A brand new 2024 composite dock with 10, 000Lb covered lift, plus an extended floating dock for easy water access while swimming, kayaking or paddleboarding make life at this marvelous waterfront estate truly an enviable paradise. With direct Gulf access you'll enjoy easy access to local favorites such as Florida Cracker, Crump's Landing, MacRae's, and Marguerita Grill. Plus you’re only 1 hour to Tampa or Ocala making this a convenient central hub for all your needs. Every detail of this home has been meticulously crafted to elevate your living experience.

Features

  • Amenities: Clubhouse, Park, Pool, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 101 x 143
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Florida
  • Year Built: 2024
  • Garage: 4-car Garage Door Opener, Golf Cart Parking, Guest, Oversized, Split Garage, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 3,213
  • Acreage: 0.32
  • Lot Size: 101 x 143
  • Est. Taxes: $2,402
  • HOA Fee: $180 Annually
  • Lot Desc: Landscaped, Near Marina, Oversized Lot
  • View: Water
  • Elem. School: Homosassa Elementary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: U8253629
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /eprop/U8253629/5145smysticpoint_homosassa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/11/2025 8:17:09 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Kerian EvansSales Associate

203.331.5351

Kerian.Evans@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5145 S MYSTIC POINT, Homosassa, FL, 34448

$1,690,000

Kerian Evans

Sales Associate

William Raveis Real Estate

Phone: 203.331.5351

Kerian.Evans@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,352,000 $1,352,000 $1,352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 6.764% 6.581%
Monthly Tax Payment $200 $200 $200
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,435 $8,657 $11,685
Total Monthly Payment $8,760 $8,982 $12,010

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.