636 Bainbridge LOOP, Winter Garden, FL, 34787 | $475,000

Under contract-accepting backup offers. MULTIPLE OFFERS - DEADLINE 3/10 AT 5PM. THE WINTER GARDEN HAVEN // Come see this charming single-story, 4 bedroom, 2 bathroom home in the sought-after Winter Garden neighborhood of Covington Chase. You'll immediately appreciate the curb appeal – a blend of neutral stucco and stone accents that gives it a warm, inviting look. Inside, you'll find a thoughtfully updated space designed for comfortable living. The kitchen is a highlight, featuring new granite countertops, an extra-large sink, a modern faucet, and a complete set of matching stainless steel appliances (oven, microwave, dishwasher, and refrigerator). The cabinets have been freshly painted, giving the space a bright, updated feel. All the bedrooms have been upgraded with durable and stylish luxury vinyl plank flooring and new baseboards. The bathrooms have also been completely renovated with new tile flooring, modern vanities, and updated toilets. The laundry room has received the same attention to detail with new tile flooring and baseboards (Washer & Dryer will stay!). Step out back and you'll find a beautiful patio with pavers, perfect for grilling or relaxing, illuminated by market lighting for evening ambiance. You can have peace of mind knowing major updates have been completed: a new roof (2023), a new HVAC system (2023) including a new outside condenser, inside air handler with UV light, and sanitized air ducts, ensuring year-round comfort. All light fixtures and ceiling fans have been updated, and the ceilings have been freshly painted throughout. The 9-foot ceilings create a spacious and airy feel throughout the home. The Ring camera doorbell and a backyard floodlight will stay for the new owners. This community offers a resort style pool and covered, shaded playground, perfect for enjoying the Florida sunshine and connecting with neighbors. The location is fantastic! You're just a short drive (or golf cart right away!!) from downtown Winter Garden, known for its vibrant shops, restaurants, and farmers market. The West Orange Trail is nearby, offering miles of scenic trails for biking and walking. Plus, commuting to Orlando and surrounding areas is convenient with easy access to major roadways such as the 429. This home offers a blend of modern updates, comfortable living, and a convenient location within a friendly community. It's truly a place you can call home!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 2010
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,606
  • Acreage: 0.18
  • Est. Taxes: $3,259
  • HOA Fee: $215 Quarterly
  • Elem. School: Dillard Street Elem
  • Middle School: Lakeview Middle
  • High School: Ocoee High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6279571
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/O6279571/636bainbridgeloop_wintergarden_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2025 12:17:42 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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636 Bainbridge LOOP, Winter Garden, FL, 34787

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.906% 7.025% 6.026%
Monthly Tax Payment $272 $272 $272
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,309 $2,496 $3,156
Total Monthly Payment $2,656 $2,843 $3,503

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.