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This classic New England-style single-family home offers a unique blend of investment potential and personal customization. Boasting two bedrooms and one bathroom, this property is an ideal acquisition for savvy investors seeking to expand their real estate portfolio or generate consistent income. For those with a vision for home improvement, it presents a blank canvas ripe for transformation into a dream residence. A detached one-car garage provides parking and ample storage for outdoor equipment. Upon entering, an enclosed front porch serves as a convenient transitional space, perfect for organizing coats, shoes, and other belongings before stepping inside. The kitchen, thoughtfully equipped with a washer and dryer, offers a functional space with significant potential for modernization and customization. A separate dining area creates an inviting atmosphere for gatherings and entertaining, seamlessly flowing into a comfortable living room designed for relaxation. Ascending to the second floor, you'll discover two well-proportioned bedrooms, a full bathroom, and a second enclosed porch. This versatile space can easily cater to various lifestyle needs. The property's convenient location, just a short drive from N Main St, ensures easy access to Barre City's amenities, including shops, restaurants, and community services. This home truly offers a blend of opportunity and charm, making it a valuable addition to any portfolio or a delightful personal project.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,048 | $1,104 | $1,406 |
Total Monthly Payment | $1,423 | $1,479 | $1,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.