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Experience the perfect blend of form and function in this newly combined and meticulously renovated 3-bedroom, 2-bathroom home with a home office. This Upper West Side gem boasts 13 large windows and triple exposures, ensuring an abundance of natural light and attention to detail throughout. Redesigned for maximum livability, the home features no wasted corridor space. Upon entry, you're welcomed by a charming entry-foyer/mudroom, ideal for storing coats and shoes, leading into a spacious 40-foot wide living/dining room. The windowed home office is located by the entrance, separated from the bedrooms wing, prefect to work from home and can easily be converted into a 4th bedroom. The tasteful, windowed kitchen is equipped with granite countertops, piano lacquer cabinetry, a glass backsplash, Whirlpool stainless steel appliances, and a generous breakfast nook with a pantry. The sunny master bedroom suite includes a full marble bath, a sizable walk-in closet, and is thoughtfully separated from the adjoining bedroom wing for added privacy. The extra-large second and third bedrooms offer ample space for queen-sized beds and additional furniture, complete with custom closets and built-ins, making them perfect for children or guests. The windowed home office contains an additional plumbing riser, allowing for the creation of a third bathroom if desired. Additional include recessed overhead lighting, plantation shutters in each room, a Bosch washer/dryer, and 6-inch wide plank solid smoked oak floors. The home is offered in AAA mint condition with a massive storage cage, providing plenty of space for all your belongings. Located at 320 West 89th Street, this handsome, mid-sized pre-war co-op is situated on a lovely tree-lined block. Just steps away from Riverside Park, Soldiers & Sailors Monument, and Hippo Playground, the building is well-managed with a live-in superintendent and solid financials. This is a wonderful opportunity for anyone looking to settle in the Upper West Side and call this place home. There is an assessment of $343, 19 in place until May 2025.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $1,836,000 | $1,836,000 | $1,836,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,425 | $11,756 | $15,617 |
Total Monthly Payment | $10,550 | $11,881 | $15,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.