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Under contract-accepting backup offers. Experience Lakefront Living at Its Finest – Your Dream Home Awaits!
Imagine waking up to the stunning beauty of Lake Panasoffkee every day! This exceptional 2-bedroom, 1-bathroom pool home in the coveted Tracy’s Point Community offers breathtaking panoramic lakefront views from nearly every room. Recently remodeled and move-in ready, this concrete block home blends modern comfort with lakeside charm. The heart of this home is its gourmet kitchen, featuring sleek stainless steel appliances, granite countertops, and elegant tile floors. Whether you're cooking a family meal or entertaining friends, this kitchen will impress! From the kitchen, step into the expansive family room where a wood-burning fireplace invites cozy evenings, while the endless lake views will keep you captivated year-round. Step outside and enter your own personal oasis. The home boasts fenced-in in-ground pool, perfect for year-round relaxation, or soak in the hot tub as you watch the sunset over the water. For water enthusiasts, the property includes two lots on the lake, offering a massive 320 feet of water frontage, and a canal with a float-on boat port — your direct access to endless outdoor adventures!
The pristine lakefront is lined with a NEW durable seawall, ensuring your views and property remain protected for years to come. The second lot is already platted and ready to build, offering a fantastic opportunity to expand or create your dream getaway. You'll never have to worry about high utility bills, as the attic has been newly spray-foamed for superior energy efficiency—keeping you cool in the summer and warm in the winter. With a community boat ramp providing access to both Lake Panasoffkee and the Withlacoochee River, you'll have endless opportunities for fishing, boating, and exploring the waterways. The peaceful location offers a relaxing escape from the hustle and bustle, yet is just a short drive from town for all your shopping and dining needs. This is more than a home; it’s a lifestyle. Don't miss your chance to live on one of Florida’s most desirable lakes – where adventure, tranquility, and stunning views await. Schedule your private tour today and make this dream home yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,557 | $2,647 | $3,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.