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3107 MOUNTAIN SPRUCE TERRACE, Wesley Chapel, FL, 33543 | $849,000
Welcome to 3107 Mountain Spruce Terrace, a stunning Carolina floorplan by GL Homes, built in 2021 and nestled within The Winding Ridge—one of Wesley Chapel’s most exclusive gated luxury communities. This meticulously upgraded 3, 251 sq. ft. home offers five bedrooms, a loft, a private office, and 4. 5 bathrooms, blending modern elegance with sophisticated design. From the moment you arrive, you’ll be captivated by the enhanced curb appeal, featuring professionally upgraded landscaping and fresh exterior paint, creating a sleek and polished look. Step inside and discover a home designed for both comfort and grandeur. Custom built-ins add functionality and style throughout, while luxury upgrades elevate every space—designer light fixtures, a smart home system, custom closet organization, and elegant flooring with no carpet in sight. The heart of the home is the expansive gourmet kitchen, where quartz countertops, stainless steel appliances, and a gas range create the perfect setting for cooking and entertaining. The open-concept design seamlessly connects to the living and dining areas, offering an inviting atmosphere for gatherings. Outdoor living is simply unmatched. Step onto the fully screened-in lanai, where a saltwater pool awaits—ideal for cooling off on warm Florida days. The outdoor kitchen setup is perfect for alfresco dining, all while enjoying breathtaking pond views from your premium waterfront lot. Beyond the home itself, The Winding Ridge offers resort-style amenities, top-rated Wesley Chapel schools, and easy interstate access, making it the perfect place to call home. Even better—NO CDD fees and exterior maintenance included! And here’s the best part—this home is priced BELOW appraised value! Don’t miss this incredible opportunity to own a luxury home at an unbeatable price. Call today for your private showing!
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 4 full / 1 half
- Laundry: Laundry Room, Upper Level
- Year Built: 2021
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,251
- Acreage: 0.11
- Est. Taxes: $9,479
- HOA Fee: $1,122 Quarterly
- Elem. School: Double Branch Elementary
- Middle School: Thomas E Weightman Middle-PO
- High School: Wesley Chapel High-PO
- Pool: In Ground
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: TB8357682
- Days on Market: 37 days
- Website: https://www.raveis.com
/prop/TB8357682/3107mountainspruceterrace_wesleychapel_fl?source=qrflyer
Listing courtesy of AVALON GROUP REALTY Phone: 727-262-7920
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3107 MOUNTAIN SPRUCE TERRACE, Wesley Chapel, FL, 33543
$849,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
| Monthly Tax Payment | $790 | $790 | $790 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,127 | $4,293 | $5,870 |
| Total Monthly Payment | $5,009 | $5,175 | $6,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388