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Presented by
Wendy Slater Loring |
72 Lambert Ridge, Cross River, NY, 10518 | $1,425,000
Ideally-located in Michelle Estates w/community sewer and water, this updated 4BR/3. 5BA colonial with rocking chair front porch exudes curb appeal and offers a private, fully fenced, western-facing backyard. New kitchen and updated family room are the heart of this home. Living and entertaining happen effortlessly with living and dining rooms next to one another for indoor gatherings, and a large, two-tiered deck overlooking lush backyard filled with mature trees and flowering bushes for outdoor soirees. Fully finished, walk-out basement with lots of natural light hosts media/recreation room, gym, mudroom, various storage closets and utilities. Just minutes to local shopping, picturesque Katonah Village, Metro-North, I-684 and the Saw Mill River Parkway. Award-winning Katonah-Lewisboro Schools (John Jay). New roof, automatic stand-by generator, irrigation system, closet systems, possible pool site and even more! Don't miss this one!
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Electric Dryer Hookup, In Kitchen
- Style: Colonial
- Year Built: 1997
- Garage: 2-car
- Heating: Forced Air, Oil
- Cooling: Central Air
- Basement: Finished, Full, Storage Space, Walk-Out Access
- Approx Sq. Feet: 4,335
- Acreage: 1.01
- Est. Taxes: $25,352
- HOA Fee: $240 Monthly
- Elem. School: Increase Miller Elementary School
- Middle School: John Jay Middle School
- High School: John Jay High School
- School District: Katonah-Lewisboro
- Appliances: Cooktop, Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Oven, Refrigerator, Tankless Water Heater, Washer, Oil Water Heater
- MLS#: 829920
- Days on Market: 8 days
- Website: https://www.raveis.com
/mls/829920/72lambertridge_crossriver_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Wendy Slater LoringLicensed Real Estate Salesperson
914.672.1356
Wendy.Loring@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
72 Lambert Ridge, Cross River, NY, 10518
$1,425,000
Wendy Slater Loring
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.672.1356
Wendy.Loring@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,140,000 | $1,140,000 | $1,140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
| Monthly Tax Payment | $2,113 | $2,113 | $2,113 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,295 | $6,927 | $9,543 |
| Total Monthly Payment | $8,533 | $9,165 | $11,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535