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Under contract-accepting backup offers. Nestled on a quiet, quaint street, this rare and highly desired 2-bedroom, 2 full-bath home with a bonus room and 1-car oversized garage is a true gem. The classic floor plan combines the openness of a great room with the distinctiveness of separate living and family room/dining combo areas, offering both versatility and comfort. Step inside to find a lovely open kitchen, complemented by newer paint and flooring throughout. The primary suite features an updated bath with a walk-in shower. BRAND NEW plumbing throughout the home and the AC and hot water tank are less than 2yrs old. The Florida room could easily be converted into a third bedroom. This charming home is brimming with potential, presenting an incredible opportunity to create your perfect abode. With a convenient one-story layout, this property is ideal for those seeking comfortable and easily accessible living. The sizable, fenced backyard has ample room for a pool, ready to be transformed into your own private retreat. Additionally, the oversized garage offers ample storage space for all of your tools & toys! Located with easy access to US1, this home is minutes away from the beautiful beaches of New Smyrna Beach (NSB) and just a short drive to Port Orange. Don’t miss out on this incredible opportunity to own a piece of paradise in a highly sought-after area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,472 | $1,550 | $1,976 |
Total Monthly Payment | $1,914 | $1,992 | $2,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.