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Presented by
Kim Trumbull |
649 GARLAND CIRCLE, Indian Rocks Beach, FL, 33785 | $575,000
Under contract-accepting backup offers. Waterfront Paradise Awaits in Indian Rocks Beach!
Looking for your dream coastal getaway? This turnkey-furnished townhome offers the ultimate waterfront living experience. Nestled in the heart of Indian Rocks Beach, this home is all about relaxed luxury with direct access to the Intracoastal Waterway, Boca Ciega Bay, and the Gulf of Mexico. Plus, you’ll have your own deeded boat slip with a 13, 000 lb lift—perfect for boating enthusiasts!
Step inside to discover an open floor plan with a spacious kitchen featuring a breakfast bar, a cozy dining area, and a living room with a fireplace. Open the door to the balcony, and you’ll be treated to stunning views of the waterfront and dock.
Upstairs, the large second primary suite provides a private retreat, complete with its own waterfront balcony and a convenient laundry area.
The community offers fantastic amenities like a heated pool, a spa, and a tennis/pickleball court—the perfect spot to unwind or stay active. The garage on the first floor provides plenty of space for multiple vehicles, a golf cart, and all your storage needs.
When you’re ready to explore, you're just a short walk from the beach and a variety of bars, restaurants, and shops. Plus, the local trolley service makes it easy to check out the surrounding beach communities. And for travelers, the location couldn’t be more convenient with easy access to major freeways and two international airports.
Recent updates: New balconies installed in 2025.
Come experience the ultimate Indian Rocks Beach lifestyle—your waterfront paradise is waiting!
Features
- Amenities: Cable TV, Pool, Tennis Court(s)
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Closet
- Year Built: 1994
- Garage: 2-car Driveway, Garage Door Opener, Under Building
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,465
- Acreage: 0.03
- Est. Taxes: $8,028
- HOA Fee: $898 Monthly
- Lot Desc: Flood Insurance Required, FloodZone, City Lot, Landscaped, Level, Near Public Transit
- View: Water
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Seminole High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: TB8357077
- Days on Market: 22 days
- Website: https://www.raveis.com
/prop/TB8357077/649garlandcircle_indianrocksbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kim TrumbullBroker Associate
860.309.6542
Kim.Trumbull@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Justin SchunkInsurance Sales Director, William Raveis Insurance
860.966.4966
Justin.Schunk@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
649 GARLAND CIRCLE, Indian Rocks Beach, FL, 33785
$575,000
Kim Trumbull
Broker Associate
William Raveis Real Estate
Phone: 860.309.6542
Kim.Trumbull@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
| Monthly Tax Payment | $669 | $669 | $669 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,984 | $3,022 | $3,851 |
| Total Monthly Payment | $3,745 | $3,783 | $4,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388