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Under contract-accepting backup offers. ocation, Location, Location! Nestled in the heart of Brandon, this charming two-story home in the desirable Sterling Ranch community offers the perfect blend of comfort and convenience. With easy access to major highways, commuting is a breeze—whether you're heading to downtown Tampa, the airport, or Orlando’s world-famous theme parks.
The spacious first-floor master bedroom makes this an excellent choice for a starter home or anyone seeking accessibility. Designed for entertaining, the home features a bright great room and dining room combo, a kitchen with eat-in space, and a sunlit Florida room leading to a private, fenced backyard.
Sterling Ranch is a sought-after neighborhood with no CDD fees and low HOA fees, offering fantastic amenities including a community clubhouse, pool, and a recently renovated playground. The HOA also maintains landscaping for all common areas, ensuring a well-kept community.
conveniently located just minutes from top-rated restaurants, shopping, hospitals, Brandon Mall, and entertainment, this home also provides quick access to golf courses, MacDill Air Force Base, and Florida’s stunning beaches.
Motivated seller—bring your offers! Move-in ready with ceiling fans, light fixtures, and blinds included—this home is waiting for you! Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,382 | $1,537 | $1,993 |
Total Monthly Payment | $1,799 | $1,954 | $2,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.