20723 BALSAM HILL ROAD, Land O Lakes, FL, 34638 | $510,840

One or more photo(s) has been virtually staged. Move-in ready new construction in the gated community of Whispering Pines! BUILDER OFFERING BUYER UP TO $10K IN SELLER CONCESSIONS IF USING PREFERRED LENDER. This is one of the final opportunities to own a brand-new home in this sought-after community, which offers resort-style amenities including a sparkling pool with a shaded cabana, an amazing covered playground, and dog parks—perfect for both relaxation and recreation. Plus, the HOA covers the gated entry, cable, and high-speed internet, adding even more value!

The Medina floor plan is designed for both style and functionality. One of the best features of this layout is that every bedroom has either an en suite or a full bathroom adjacent to it, offering privacy and convenience for everyone.

The designer kitchen is a standout, featuring a large center island with a single-bowl sink, white shaker-style cabinets, quartz countertops, a 3"x11" tiled backsplash, and Whirlpool stainless steel appliances, including a refrigerator, dishwasher, microwave, and range.

The owner’s suite is a true retreat, boasting a luxurious super walk-in shower with dual showerheads, including a rainfall showerhead, and a built-in bench. The en suite also includes dual sinks, quartz countertops, a linen closet, and a private commode.

The home features an office with French doors, perfect for remote work or a quiet study space. Additional highlights include 21” x 21” floor tile in all main living areas, baths, and laundry, with stain-resistant carpet in the bedrooms.

Enjoy the spacious gathering room that flows seamlessly to the large covered lanai, ideal for entertaining or unwinding outdoors. The laundry room comes complete with a Whirlpool washer and dryer, making move-in even easier. Other upgrades include window blinds throughout, upgraded door hardware, LED downlights in the gathering room, and a Smart Home technology package with a video doorbell.

Located in highly desirable Land O’ Lakes, Whispering Pines is just off US-41, minutes from SR-54, and offers easy access to I-75 and the Veterans Expressway. With top-rated Pasco County schools nearby and a variety of dining and shopping options just a short drive away, this is the perfect place to call home!

Don’t miss out—schedule your showing today before the last new builds are gone!

Features

  • Amenities: Cable TV, Gated, Playground, Pool
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,230
  • Acreage: 0.14
  • Est. Taxes: $2,612
  • HOA Fee: $132 Monthly
  • Elem. School: Oakstead Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8357649
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/TB8357649/20723balsamhillroad_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/28/2025 7:17:09 PM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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20723 BALSAM HILL ROAD, Land O Lakes, FL, 34638

$510,840

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $408,672 $408,672 $408,672
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $218 $218 $218
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,550 $2,685 $3,394
Total Monthly Payment $2,860 $2,995 $3,704

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.