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One or more photo(s) has been virtually staged. Seller offers U$5, 000 credit for closing. Move-in ready, with a certificate of occupancy already issued in 03/20/2025 . Introducing a new and stunning 4-bedroom, 2-bathroom home in Citrus Springs, a town renowned for its incredible outdoor living experiences. This property boasts a total construction area of 2, 092 square feet, with 1, 548 square feet dedicated to living space, designed to provide comfort and style. The house features an open, bright, and airy floor plan, ideal for modern living. It comes equipped with a full suite of stainless steel appliances and elegant wooden cabinets, adding a touch of sophistication to the kitchen. A high-efficiency air conditioning unit ensures year-round comfort, while the bathrooms stand out with floor-to-ceiling tiled showers, offering a sense of luxury. The backyard provides space for family moments, with room for a gourmet area and even a pool.
Located in Florida's beautiful Nature Coast, a developing area, Citrus Springs offers an exceptionally high quality of life with its unspoiled natural environment. The area is perfect for outdoor enthusiasts, providing access to crystal-clear waters, tranquil trails, and numerous recreational activities. Additionally, the proximity to schools makes this location ideal for families seeking both tranquility and convenience. Don't miss this opportunity to own a brand-new home in a thriving community.
Schedule a visit today! Walking tour - https: //youtu. be/ocPmfwvjS0U?si=Wgc2XdX5QeKjexus
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $12 | $12 | $12 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,491 | $1,550 | $1,975 |
Total Monthly Payment | $1,578 | $1,637 | $2,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.