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This great home has all the spaces and features a family could want! You will not be disappointed by any of the room sizes. Home is in established Gilder Creek Farm with all the amenities, including pool, playground, walking path, and club house. Entering the two-story foyer, there is great open space to the left with living/flex room and dining room beyond. From the dining room, you move easily to the spacious updated kitchen, breakfast area, and great room. From the French door in the great room, you exit to an 11x 33 paver patio for all the outdoor dining, grilling, and family entertaining. Upstairs is a large loft (12x18) for extra flex space. The master has double sink with walk in tile shower and walk-in closet. Has a 17x13 multipurpose room that is being used as a bedroom along with all the other great spaces. Home is pristine and is on a quarter acre fenced lot. It is ready to move in!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,720 | $396,720 | $396,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,573 | $2,606 | $3,321 |
Total Monthly Payment | $2,785 | $2,818 | $3,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.