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Charming 4-Bedroom Home with Modern Updates in a Prime Location. This spacious 4-bedroom, 1. 5-bathroom home is located on a desirable corner lot, close distance to schools, downtown, and other local amenities. Offering a fantastic combination of comfort and convenience, this property is perfect for anyone looking to settle in a great neighborhood. Generous-sized rooms offering plenty of space for family and guests to dine or entertain with hardwood floors throughout, providing a warm and inviting atmosphere. The home is flooded with natural light, enhancing the open and airy feel of the interior. There is a Stand-up Attic: for a possibility to finish for adding additional living space or storage. The Kitchen has been Updated Featuring granite countertops, garbage disposal, breakfast bar, and numerous cabinets for ample storage. To enjoy the outdoors with two porches, including an enclosed porch for added versatility. This property is a corner lot which offers additional privacy and outdoor space. This home offers the perfect balance of modern updates and classic charm, with endless potential for future customization. Don’t miss your chance to make this your forever home! The Seller is offering a concession to be held in escrow for electrical work and painting.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,138 | $1,182 | $1,507 |
Total Monthly Payment | $1,557 | $1,601 | $1,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.