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Non flood zone! sought after location in Clearwater and one of the lowest HOAs ($190/month) in Pinellas County, this 1bd 1bath corner unit offers a contemporary and bright open floor plan that will please the eye and inspire the heart in your home daily routines inside and out. The Home is being thoroughly updated and tastefully upgraded from the inside out. Features a total resealed metal roof, newer plumbing and faucets, several new trusses, wall panels and framing, 4 newer vinyl windows, new water proof subfloor materials, newer wood laminate and luxury vinyl flooring and fresh paint inside and out. The kitchen and living area are joined together by the custom made dining table, includes a home office corner desk which smoothly blends as entertainment center if applies. The kitchen has plenty of cabinets, among them two hight and deep closets for pantry and home tools such as vacuum and step latter, double stainless steel sink and window facing the back of the unit brightens up the kitchen from morning to dusk. The tastefully decorated and color coordinated spacious bathroom includes huge linen closet, ample vanity with drawers and a medicine cabinet. The Bedroom includes spacious double door closet with built in shelving for shoes and bedroom storage, a built in drawer dresser and movable drawer dresser, decorative set of lamps and a ceiling fan. The home comes with all furniture and window dressings (except portable fire place). The storage/laundry room comes with large commercial type washer machine with hot/cold hook ups and built in huge storage shelves. Alcove is located right next to Coachman Ridge Park, which includes walking trails, creeks, nature preserve areas and much more! to enjoy the outdoors. Resident owned Park, land occupying the home equates to one share which comes included in the price (NOT A LOT RENT). This is a 55+ community, no pets, and no leasing are allowed. Note: MINIMUM CREDIT SCORE REQUIRED FOR BUYERS IS 725.
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Our Executive Mortgage Banker:
Our Insurance Division:
$79,600
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $63,680 | $63,680 | $63,680 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $6 | $6 | $6 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $397 | $418 | $533 |
Total Monthly Payment | $478 | $499 | $614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.