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NEWLY BUILT HOME ON PICTURESQUE CONSERVATION LOT & CUL DE SAC IN DESIRABLE STARKEY RANCH. Welcome home to your MI Homes Santa Monica floor plan, which was recently built in 2022 spanning 2849 sqft on 2 stories offering 4-br, 2. 5-ba, 2-car garage plus office & bonus room on a corner cul de sac & a dreamy, private quarter acre conservation lot with view of the trees. Meticulously designed w/ over $87K with builder and $50K in upgrades after-market. Inviting exterior is aesthetically pleasing with 3-dimensional shingle roof, stone accents, pavers, lush landscaping with up lights front & back and a covered front porch sets the tone for the luxury within. Entering the front door, be prepared to be captivated by noteworthy upgrades including level 4 wood look ceramic tile throughout the main living area, freshly painted Sherwin Williams Passive Grey, custom woodwork, dimmable halo & can lights, 8ft doors that enhance the sense of grandeur and designer light fixtures that exude luxury at every turn. To the right, double doors lead to the dedicated office space. The stylish custom board & batten accent wall leads to main living area where the open floor plan unfolds with views of the conservation as the backdrop. A spacious main living room features a tray & ceiling fan, custom built in with cozy fireplace, floating shelves & cabinets, mantel for décor and a modern shiplap accent wall that accommodates a large TV with conservation views out of the sliders. Adjacent is a dining area illuminated by a modern chandelier and upgraded sliders. Elegant chef’s kitchen will impress w/ 42’ Timberlake cabinets in White w/ Crown molding, brushed nickel hardware, backsplash & exquisite level 6 Brittanica Cambria countertops illuminated by can lights. An impressive island with waterfall quartz, custom wood accent and 2 pendant lights offers seating for entertaining & space to gather. Stainless Steel appliances include refrigerator, 5-burner gas range, microwave, dishwasher & Pantry w/ frosted door. Powder room is centrally located for guests. Retreat to the 1st floor secluded Primary suite, a haven of tranquility, hallmarked by ceiling fan, cozy fireplace & custom accent wall overlooking the pretty views of the trees. Indulge in the spa-like ensuite w/ dual vanities, cabinetry, walk-in shower w/ rainfall showerhead, relaxing soaking tub & walk in closet. As you ascend the wood stairs with wood spindle railing, you are greeted by a multi-functional, large bonus room that will be popular with the kids! Well-sized bedrooms 2, 3 and 4, the latter with walk in closets, along with an adjoining Jack & Jill full bath completing the second story. Relax on your private, covered extended lanai with tranquil, unobstructed views of the conservation nature preserve. This ¼ acre lot ensures plenty of space for future backyard plans. *Tankless Hot Water Heater*Garage Racks & Insulated Garage door*Water Softener*NO FLOOD ZONE* Starkey Ranch offers an unparalleled lifestyle w/ its Magnet K-8 school, 3 community pools, playgrounds, dog parks & 20 miles of trails. Easy access to shops, restaurants, Publix, beaches, Tampa & Airport. Experience the lifestyle in person and make this exquisite home yours.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
Total Monthly Payment | $4,332 | $4,486 | $5,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.