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Located conveniently for commuting in any direction from Bath, NH, this property benefits from being within the Fenn Way Circle community and provides its occupants with trails, water features, and woods to recreate within. A large wrap around deck greets you from the walkway to the home, allowing for enjoyment of the surrounding scenery. The dwelling opens into the living space with a large stone fireplace and hearth, and continues into a comfortable kitchen with dining space that also provides a door to the back deck. The primary bedroom has the full bathroom en-suite. The first floor has all three of the home's bedrooms, providing a first floor living option for those who may need that style of living. Hard surface floors and first floor laundry support this usage as well. The upstairs loft has been converted into a charming office/study, providing functionality for work-from-home professionals or those who may need a separate space from the traditional living space. The basement has been finished into a more delineated two-car garage, a workspace adjacent to the electrical panel, and the surrounding basement floor has been completed and reinforced, providing much more storage and usable space than existed previously. This home has been lovingly cared for and improved upon. Come see how this charming offering can fit within your picture.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $591 | $591 | $591 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,349 | $2,576 | $3,332 |
Total Monthly Payment | $3,032 | $3,259 | $4,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.