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Quality one level home in a sought after area in Swanton Village. This home offers complete one level living with the kitchen, living room, 3 bedrooms, 2 baths and laundry all on the main level. The kitchen has stainless appliances and tile counters and the option for a breakfast nook. The living room and bedrooms have oak floors and a gas fireplace. The master bedroom has a walk-in closet and full master bath. The kitchen and living area both offer options for formal or informal dining areas. The back yard is open and level and has a back deck for a morning coffee or an afternoon BBQ. The backyard has natural gas plumbed to it for the gas grill, and a 10x16 shed for additional storage. The heated 2 car garage has direct access to the basement where you'll find additional finished and partially finished square footage. A 1/2 bath and a kitchen sink are on the lower level and with 2 forms of egress this space offers additional living options. A workshop and an unfinished space are both available. Utilities will be affordable with natural gas heat, hot water, dryer, cookstove, and fireplace. Coupling that with Swanton Electric and long term energy cost will make it affordable to keep. Closing must be pushed to the end of August.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $600 | $600 | $600 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,096 | $2,207 | $2,813 |
Total Monthly Payment | $2,771 | $2,882 | $3,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.