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This home is located in a lakeside community and has shared lake rights. This house has had several updates in the last 1-5 yrs to include roof furnace with central air, some windows, bathroom remodel, flooring, water heater, paint and more. The home has an open floor plan with a galley kitchen. The home does have the ability to have one level living but does have two additional bedrooms on the 2nd floor with sliders to a balcony to take in the sunrise or sunset. The yard is spacious and open and sits high above the surrounding area. You'll take in spectacular sunrises and sunsets and Hog Island Rd is a dead end road, no through traffic. The home has lake rights with a 100ft shared beach that is at the end of a dead end street. If you are into boating or fishing the year around the state boat ramp/fishing access can accommodate large boats or ice fishing drive on access. The garage has one door, but an additional garage door could be added to access the 2nd garage bay. The home has high speed internet access through Xfinity and the town of Swanton allows registered offroad vehicles on these roads. Come on over, kick back and enjoy life on the Hog.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $210,000 | $210,000 | $210,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,327 | $1,415 | $1,801 |
Total Monthly Payment | $1,678 | $1,766 | $2,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.