4614 RIVER OVERLOOK DRIVE, Valrico, FL, 33596 | $644,900

Congratulations! After what feels like a never-ending quest for the perfect home, your search is officially over–your DREAM home has finally hit the market! Tucked away in the serene [very back] corner of the charming Estates at River Crossing in South Valrico, this ¼-acre corner lot features a gorgeous 4-bed, 3-bath. It sits directly across from vast acreage of protected conservation along the Alafia River, with private river access just for ERC residents. This home was designed with spaciousness in mind, offering a split & open floor plan-perfect for allowing you to comfortably hide from your guests OR enjoy some effortless family entertaining as you wish. Listing all of the UPGRADES in this home will make your head spin, so pop a Dramamine and buckle up! From the moment you walk through the upgraded French double doors you’ll notice the WOW in all the DETAILS-from the crown molding and custom trim accent walls to chic light fixtures and kitchen upgrades, it’s clear this home was built with style in mind. And speaking of the kitchen, it’s a chef’s dream even Gordon Ramsay would envy! The oversized kitchen island, topped with travertine stone, will become the heart of family gatherings. Brand-new 2023 appliances, a custom-built commercial-grade vent and hood (and more including: double ovens, brand new pot filler, ice maker & more), plus a pantry so large you may mistake it for a 5th bedroom, this kitchen is all about functionality and elegance. BONUS: ERC is one of the few neighborhoods with GAS, so get excited for your family’s master chef showdowns. The bedrooms are a dream too, featuring brand-new Castle Hill Birch laminate flooring and spacious closets with built-ins. Two bedrooms even have bay windows– the perfect spots for your morning coffee or afternoon reading. The two other bedrooms share a Jack and Jill bathroom with added storage, maximizing both privacy and practicality. The laundry room is also extended for bonus storage, and there’s even custom countertop space for all your folding needs. Let’s not forget the outdoor living spaces. The newly sealed paver patio overlooks your solar AND electric-heated oversized pool with a stunning water feature. Multiple entertaining areas, both inside and outside the screened enclosure, give you endless relaxing or entertaining spots. Step beyond the screen and you’ll find an extended paver patio leading to your BRAND NEW FULLY TURFED BACKYARD. Low maintenance? YES!!! The turf stays green year-round, making it a breeze to clean up after pets, small humans, or the occasional clumsy adult (yay for no more dirt being tracked inside)! As for the big-ticket items, they’ve all been taken care of: Roof (2017), AC 2021, Pool Pump & $7k Pool Heater (2023), ALL Windows replaced (2017, low E Argon), Epoxy Garage Floors (2024), New Fully Vinyl Fenced Yard (2024), and more. This home is move-in ready and designed for ease. The ERC offers a nature path to the Alafia River (you can drop your kayak at Alderman’s Ford/Lithia Springs Parks and enjoy the day drifting down the river right to your own neighborhood)! You’re just minutes from Bloomingdale Golf Course, Nature's Way Park (Pickleball, anyone?), top-notch schools, YMCA, shops, restaurants, and breweries. Oh, and the HOA is only $20/month—with NO CDD fees. But here’s the kicker: Homes like these FLY off the market. Make your appointment now before someone else snatches up YOUR dream home!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 86 x 134
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 2000
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,690
  • Acreage: 0.26
  • Lot Size: 86 x 134
  • Est. Taxes: $9,138
  • HOA Fee: $250 Annually
  • Lot Desc: Corner Lot, Sidewalk
  • Elem. School: Cimino-HB
  • Middle School: Burns-HB
  • High School: Bloomingdale-HB
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range Hood, Refrigerator
  • MLS#: TB8354357
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/TB8354357/4614riveroverlookdrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 11:17:11 PM)
Listing courtesy of FLORIDA REALTY   Phone: 813-681-1133

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NMLS Mortgage Loan Originator ID 16953

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4614 RIVER OVERLOOK DRIVE, Valrico, FL, 33596

$644,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $515,920 $515,920 $515,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $762 $762 $762
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,261 $3,389 $4,319
Total Monthly Payment $4,115 $4,243 $5,173

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.