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Charming 1, 708 square foot 3 bedroom, 1. 5 bathroom colonial with southern facing backyard perfect for entertaining with patio, composite decking and above ground pool! This home with new vinyl siding that was installed in 2022, boasts a bright, inviting floor plan layout with living room offering bay window with multi sided gas fireplace also facing the eat in kitchen with breakfast bar and slider leading to backyard. Adjacent to the kitchen is the sunken family room with vaulted ceiling, exposed wooden beams and fireplace. The upper levels offers three spacious bedrooms with ample closet space and full bathroom with dual vanities. Other features include leased solar panels, recently paved driveway, attached oversized two car garage, public water, public sewer, natural gas heat & hot water. Located in close proximity to Willard Elementary School, Mcgee Middle School, Berlin High School, major highways, shopping and restaurants. Schedule your viewing today and come see everything that 85 Valley Drive has to offer!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Eat-In Kitchen | Breakfast Bar,Gas Log Fireplace | Main |
Family Room | Fireplace | Main |
Living Room | Gas Log Fireplace | Main |
Primary Bedroom | Wall/Wall Carpet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,957 | $2,147 | $2,776 |
Total Monthly Payment | $2,611 | $2,801 | $3,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.