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Under contract-accepting backup offers. This ranch style pool home is move in ready in the desired Port Richey Bear Creek community! FHA ASSUMABLE MORTGAGE AT 2. 35% available! A NEW ROOF WILL BE INSTALLED IN 2025 prior to closing and buyer can select shingle color! NO ACTIVE LEAKS! NEW POOL RESURFACE with epoxy gel coat was just done March 2025! No flood zone or HOA fees! As you enter the home you will be greeted by a split open floor plan. The inside has a Key West theme with beautiful laminate flooring throughout the main living area and bedrooms. The finished garage can be converted to into a third bedroom or game room because it has an insulated garage door and HVAC ducts into it offering 576 sq ft of air-conditioned living space! The HVAC unit is a Trane (Wi-Fi T-stat) and was sized to include the garage space! The primary room is on its own wing of the house offering privacy. The primary bedroom has a walk-in closet with cabinetry and a window for natural light. This room can be utilized as a home office as there is another walk-in closet in the primary bedroom. The kitchen offers lots of cabinet space, pantry closet, stainless steel appliances, and food grade resin countertop. The lanai off the dining room is enclosed with screen windows for fresh air access. The vinyl pool is 6 feet deep and has a pool heater! The pool area has pavers throughout, screen enclosure, and extended lanai with a fan beam and outdoor speaker system. The entire property has PVC fencing and two gates. One of the gates is extra wide approx. 10 feet which allows you to bring in a small work trailer or jet ski. If you have pets, you will notice dog doors have been installed conveniently in the screen enclosures and exterior doors as well. Water Heater 2019, Pool Pump 2019, Pool Heater 2019, and 2021 Electrical Panel. This property is close to restaurants, shops, and highway access to Tampa or the beaches.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,600 | $235,600 | $235,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,587 | $2,020 |
Total Monthly Payment | $1,714 | $1,773 | $2,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.