3530 Birkdale LANE, Palm Harbor, FL, 34684 | $465,000

Under contract-accepting backup offers. Stunning 2 Bedroom, 2 Bathroom End-Unit Villa in the popular Nature's Cove, Active 55+ Community of Highland Lakes!
This beautifully updated 1, 500 sq ft villa offers a serene and private setting, backing up to a wildlife nature preserve with views of a lush golf course. Featuring 3 bay windows that fill the home with natural light, this open-concept villa has a split floor plan with porcelain tile throughout, offering a seamless flow between living spaces. The spacious Florida room provides tranquil views of the preserve, while the living room, dining room, and family room create ample space for entertaining. The kitchen is a chef’s dream, with soft-close shaker cabinets, granite countertops, and modern appliances. The primary bedroom includes an en suite bathroom for ultimate privacy, and the guest bedroom is perfectly situated for comfort. Additional features include an attached 2-car garage, hurricane windows installed in 2019, a 2018 HVAC, a 2024 roof, and a water softener. Highland Lakes Community Amenities: This villa is located in the highly sought-after, active 55+ community of Highland Lakes, which is centered around 3 private 9-hole golf courses offering unlimited free play. The main clubhouse features an Olympic-sized heated pool, spa, tennis, pickle ball, shuffleboard, craft rooms, professional wood shop, library, billiards, and a multi-purpose auditorium for dances, shows, and more. The Lodge, situated on Lake Tarpon, offers additional amenities such as its own heated pool, whirlpool, fireplace, kitchen, veranda, and a dock with pontoon boats for scenic tours. Enjoy all that Highland Lakes has to offer with its vibrant lifestyle, from fun social activities to breathtaking nature views. A truly exceptional property!

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Lobby Key Required, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Contemporary, Florida
  • Year Built: 1991
  • Garage: 2-car Driveway, Garage Door Opener, Guest, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,500
  • Acreage: 0.09
  • Est. Taxes: $2,891
  • HOA Fee: $205 Monthly
  • Lot Desc: Conservation Area, Corner Lot, Greenbelt, In County, Sidewalk
  • View: Golf Course, Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Cats OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8357148
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8357148/3530birkdalelane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 2:10:44 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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NMLS Mortgage Loan Originator ID 16953

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3530 Birkdale LANE, Palm Harbor, FL, 34684

$465,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $372,000 $372,000 $372,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $241 $241 $241
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,351 $2,444 $3,114
Total Monthly Payment $2,667 $2,760 $3,430

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.