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PUNTA GORDA ISLES 3/2/2 WATERFRONT POOL HOME WITH QUICK SAILBOAT ACCESS TO CHARLOTTE HARBOR LEADING TO THE GULF OF AMERICA! This impeccably updated home offers an open-concept floor plan that is bright, airy, and designed to take full advantage of spectacular water views. Featuring soaring cathedral ceilings and a serene neutral color scheme throughout, this home exudes elegance and comfort. The spacious kitchen is a chef's dream with ample cabinet space, a wet bar, stone countertops, stainless steel appliances, and a large center island perfect for both cooking and entertaining. Sliding doors across the back open up to breathtaking views of the water, creating the perfect indoor-outdoor living experience. The private master suite is a tranquil retreat, with a tray ceiling, his-and-her closets, and a luxurious ensuite featuring dual sinks and a walk-in shower. The outdoor living space is designed for ultimate relaxation and entertaining, with a large covered and screened lanai, a recently resurfaced Pebble-Tec pool, elegant travertine decking, and a newer pool pump. This home offers exceptional updates and features, including a 12, 000 lb boat lift with water and electric, UV ultraviolet mode in the AC system, and a 2022 roof. Additional highlights include oversized 2. 5 car garage, impact windows, roll-down Kevlar hurricane protection, and an irrigation system. Located in Punta Gorda Isles, a premier golf and boating community, this home is close to the Isles Yacht Club, Fishermen’s Village, and historic downtown Punta Gorda, where you’ll find dining, shopping, and entertainment. This is an opportunity you won’t want to miss!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,600 | $599,600 | $599,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | $692 | $692 | $692 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,643 | $3,889 | $4,979 |
Total Monthly Payment | $4,427 | $4,673 | $5,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.