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Presented by![]() Janice Lanza |
Beautifully maintained single-family brick home located in prime Throggs Neck neighborhood. This tri-level home consists of three bedrooms and one a half baths, immaculate duplex with a two-room finished walkout basement. Upon entry you are welcomed to a foyer with half-bathroom which leads into a large step-down living room with loads of natural light. Next you enter the spacious updated modern kitchen complete with stainless steel appliances, breakfast bar and window facing the yard, plenty of cooking prep space and storage. The dining room is off the kitchen and features an open pass view to the living room and rear backdoor to open porch overlooking the manicured fenced in yard. The second floor features three bedrooms: a primary king-sized bedroom, queen-sized bedroom and full-size bedroom plus updated full bathroom. The finished walk-out basement provides an approximately 430 sq of additional recreation space which is included in the total home's square feet of 1973. The standout features of this home include beautiful hardwood floors plus new Pergo in the living room, immaculate condition, low maintenance, convenience to schools, shopping and highways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.602.3250
Janice.Lanza@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $545 | $545 | $545 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,554 | $3,692 | $4,699 |
Total Monthly Payment | $4,191 | $4,329 | $5,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.