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19 Timber Ridge Drive, Smithtown (Commack), NY, 11725 | $1,125,000
Welcome to Country Woods Of Commack! This Diamond 5/6 Br. One Of A Kind Home Boasts An Inviting Rare Brick Front Entrance And Most Magnificent Center Hall Colonial With Multiple Extensions. The Extensions Include A Very Large Vaulted Family Room On Main Lv. That Can Also Be Used As A 6th Bedroom, A 5th Bedroom With A Walk In Closet Over 2 Car Garage And More. The Primary Oversized Bedroom Features A Large Deluxe Updated En-Suite That Offers A Cozy Whirlpool Air Jet Spa Like Soaking Tub, Separate Oversized Shower, Separate Dressing Area And Ample Closet Space. Anderson Sliders On Main Lv. Lead To Your Own Private Country Club Yard That Boasts A Masonry Gateway To An Amazing Free Form Heated Salt Water In-Ground Pool With Custom Raised Over Spill Hot Tub And Tranquil Stone Waterfall. This Oasis Is surrounded By A Sprawling Paver Patio, Lush Professionally Landscaped Specimens Great For Relaxation And Gatherings. Other Features: Eat-In Kitchen with SS Appliances And 2 unique Serving Pantry's, Hardwood Flooring As Seen, Wood Staircase W/Custom Banister, Crown Moldings, Picture Frame Wall Craftsmanship, Andersen Windows And Raised Panel Doors Throughout, Hot Water Heater, Gas Burner, Custom Front Door, All Updated Bathrooms, CAC, 200 Elec. Amps. Hip Roof, Garage Entrance To Kitchen, Paver Steps-Walkway, Newer Asphalt Driveway W/Paver Trim And Alarm. Home Nestled on Flat Usable Double Fenced Property And Much, Much More!! Taxes w/Star $21, 013 if applicable. "This Is Not A Home But A Lifestyle" Tour & Floor plan coming soon.
Features
- Town: Smithtown
- Rooms: 13
- Bedrooms: 5
- Baths: 2 full / 2 half
- Laundry: Laundry Room
- Style: Colonial
- Year Built: 1986
- Garage: 2-car
- Heating: Baseboard, Hot Water, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,817
- Acreage: 0.35
- Est. Taxes: $21,511
- Elem. School: Indian Hollow School
- Middle School: Commack Middle School
- High School: Commack High School
- School District: Commack
- Pool: Fenced, In Ground, Salt Water
- Appliances: Dishwasher, Dryer, Refrigerator, Washer, Wine Refrigerator
- MLS#: 828652
- Days on Market: 10 days
- Website: https://www.raveis.com
/eprop/828652/19timberridgedrive_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19 Timber Ridge Drive, Smithtown (Commack), NY, 11725
$1,125,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $900,000 | $900,000 | $900,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.375% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.565% | 6.475% | 6.183% |
| Monthly Tax Payment | $1,793 | $1,793 | $1,793 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,040 | $5,615 | $7,595 |
| Total Monthly Payment | $6,958 | $7,533 | $9,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535