61 Surrey Street, Rock Hill, NY, 12775 | $850,000

Lakefront Luxury with Private Pool, Music Studio, Fully finished basement, & Year-Round Adventure Welcome to your dream lake house! This fully renovated (2021) 5-bedrooms (3 additional rooms without closets in basement), 4-bathroom retreat offers breathtaking lake views, direct lake access, and high-end amenities designed for relaxation, recreation, and entertainment. Nestled on 120 feet of Treasure Lake frontage in the highly sought-after Emerald Green Community, this home is perfect for those seeking a four-season getaway or a luxurious full-time residence. Unmatched Outdoor Living & Lakefront Fun Expansive 2, 000 sq. ft. deck overlooking the lake—ideal for morning coffee, sunset cocktails, and gatherings. Private pool for summer fun, or step onto the frozen lake for winter ice skating. Paddle boat included—explore the serene waters from your backyard! Spacious yard for activities, entertaining, and making unforgettable memories. Direct lake access for boating, kayaking, and fishing—all just steps from your home. 10 minutes to Holiday Mountain Ski Resort for skiing, snowboarding, and tubing. Designed for Comfort, Entertainment & Luxury Wraparound front porch entrance leading into a gracious foyer. Open-concept living spaces with a modern chef’s kitchen featuring stainless steel appliances. Dining area with a screened-in porch—perfect for enjoying meals with a lakefront view. Living room with a stunning wood-burning fireplace—cozy up while watching the water. Large home office for privacy and productivity. First-floor guest suite with full bath & lake views—perfect for visitors. Primary bedroom suite upstairs with spa-like bath, custom closets & stunning views. Two additional bedrooms & full bath upstairs. Lower level features 4 additional bedrooms, a dedicated home music studio & gym area. Basement set up with plumbing & sheetrock for an additional bathroom. Emerald Green Community Perks Private community pool, clubhouse & exercise room Access to Lake Louise Beach Tennis courts, pickleball courts & basketball courts (indoor & outdoor) Scenic running & hiking trails Wake up to breathtaking sunrise lake views and unwind with sunset reflections over the water. Whether you're hosting, relaxing, or embracing outdoor adventure, 61 Surrey Street is the perfect escape.

Features

  • Amenities: Basketball Court, Boat Dock, Business Center, Play Area, Clubhouse, Dog Park, Fitness Center, Landscaping, Maintenance, Park, Playground, Pool, Recreation Facilities, Security, Snow Removal, Tennis Court(s), Trash
  • Rooms: 16
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: In Basement
  • Style: Colonial, Modern
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Forced Air
  • Cooling: Central Air
  • Basement: Finished, Full, See Remarks
  • Approx Sq. Feet: 4,238
  • Acreage: 0.33
  • Est. Taxes: $13,228
  • HOA Fee: $120 Monthly
  • View: Lake, Mountain(s)
  • Water Front: Yes
  • Elem. School: Emma C Chase School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Pool: Above Ground, Community
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Gas Cooktop, Gas Oven, Gas Range, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Gas Water Heater, Wine Refrigerator
  • MLS#: 827423
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/827423/61surreystreet_rockhill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HomeSmart Homes & Estates   Phone: 845-547-0005

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

61 Surrey Street, Rock Hill, NY, 12775

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.517% 6.235% 6.058%
Monthly Tax Payment $1,102 $1,102 $1,102
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,755 $4,132 $5,692
Total Monthly Payment $4,949 $5,326 $6,886

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.