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Presented by![]() Debra Meyers |
Welcome to the desirable neighborhood of Crosby Farms! This 4-bed, 3-bath home on a lovely tree-lined street, sits back on a corner lot, just minutes from Downtown Vergennes shops, eateries, & City Park. The spacious main floor of this classic 1970's home features many updates, including the kitchen/dining room with tons of cabinets, granite counters, stainless appliances, luxury vinyl tile floors, & a moveable center island for food prep. It leads to a wonderful 3-season porch that overlooks the private backyard & new Trex deck, great for summer entertaining! With no homes behind it, the expansive yard looks out to the surrounding meadow & offers plenty of room for a swing set, gardening, or yard games! The living room is comfy & cozy with a warm pellet stove & stylish archways to the kitchen/dining room. The home's primary suite includes a fully renovated bath with a custom tiled shower stall! Two additional bedrooms & a full bath complete the main floor. The lower level expands the home's living space with a finished bonus room/rec area, guest bedroom, updated bath with a custom walk-in shower featuring 3 shower heads (& dual control!), & a laundry area with a new stacked washer/dryer. A new boiler was installed in 2020 too! If you're looking for a spacious home in a great neighborhood, look no further. From sidewalk-lined village streets to a spacious home with over 2, 000 sf & a 2-car garage, this home has it all! Close to schools & Vergennes Recreation Facility too!
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
Sales Associate
William Raveis Real Estate
Phone: 716.440.2870
Debra.Meyers@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $610 | $610 | $610 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,160 | $2,402 | $3,116 |
Total Monthly Payment | $2,845 | $3,087 | $3,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.