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Welcome to your dream home on Harbor Island—where coastal luxury meets thoughtful design in a serene, private community. This high-end, meticulously maintained 4-bedroom, 3. 5-bath home is perfectly positioned for effortless beachside living, offering both elegance and comfort just steps from the sand.
From the moment you arrive, you'll notice the quality and care that has gone into this home. Expansive ocean views, double porches to soak in the breeze, and high-end finishes throughout make this a true luxury Lowcountry gem. Inside, the gourmet kitchen boasts solid maple cabinetry, granite countertops, premium appliances, and a spacious layout that's perfect for entertaining. Watch dolphins and shrimp boats pass by while drinking your morning coffee. The open-concept living spaces are bathed in natural light, with high ceilings and impeccable craftsmanship at every turn. The home lives large with two living rooms and a reversed floor plan to optimize the incredible ocean views. The 2, 598 square feet of living space is thoughtfully designed for comfort and style providing ample space for family and guests.
Designed for comfort and convenience, this home offers two primary suitesone on the first floor and another upstairs, each with stunning ocean views and spa-like en-suite baths. Thoughtful upgrades include high-impact hurricane-rated windows and doors, durable composite decking, and a pre-designed elevator shaft for easy future installation.
Unlike many homes in the area, this property has never been a rental, and it shows. Immaculately maintained, move-in ready, and designed for those who appreciate quality, it's a true standout. The lush, manicured lawn, one of the most beautiful on the island, features private irrigation, creating the perfect coastal oasis.
With strong rental projections of $135k per year, this home presents an incredible investment opportunity as well. Whether you're looking for a full-time residence, a second home, or a high-performing rental property, this is a rare chance to own a piece of Harbor Island's most sought-after real estate. Harbor Island is one of the Lowcountry's best-kept secrets, a private, gated community known for its pristine beaches, natural beauty, and laid-back coastal lifestyle. Unlike more crowded destinations, Harbor Island offers a tranquil retreat where you can enjoy miles of unspoiled shoreline. Enjoy the island's amenities, including a pool, fitness center, and tennis courts. Plus, it's just a short 20-minute drive to downtown historic Beaufort and many of the Sea Islands' main attractions, offering the perfect balance of seclusion and accessibility.
Experience the best of Coastal Lowcountry living, timeless, peaceful, and built to last. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,759,200 | $1,759,200 | $1,759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,689 | $11,119 | $15,204 |
Total Monthly Payment | $11,187 | $11,617 | $15,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.