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Welcome to 35 Avery Lane in the Vineyards At Miller Place! This IMMACULATE Townhome shows true pride in ownership! This DIAMOND Chardonnay Model End Unit is located perfectly in this well designed 55+ gated community with just a short walk to the Clubhouse. Enjoy a heated Inground salt water Pool, Bocce and Tennis courts. The clubhouse boasts a Billiard room w/ its own library, Gym and Dining room to gather with friends or family! Main floor; The kitchen shows off w/ solid hardwood cabinets, Stainless Steel appliances, Granite countertops and a sunlit breakfast nook. Updated half bathroom, Laundry room, LARGE dining room and living room with gas fireplace for relaxing or reading a book! Main floor Primary Bedroom with Ensuite and walk-in closet. The home features gleaming hardwood floors and brand new kitchen flooring. 3 Beautifully updated Bathrooms, laundry room and inside access from the garage. A partially finished basement and crawl space attic offer extra storage. Upstairs: A finished loft area overlooks the beautiful layout of the main floor. Second Bedroom (w/ the possibility of a third) Full Bathroom, Oversized Deck W/Electric Awning. The home has been freshly painted & all window treatments will be staying. This is an End Unit which has been built with extra Floor-to-Ceiling windows that allows an abundance of sunlight in. Close to shopping, restaurants and roadways. Do NOT miss this one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,999 | $527,999 | $527,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,294 | $3,469 | $4,385 |
Total Monthly Payment | $3,876 | $4,051 | $4,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.