|
Shingled Cottage sited on over half an acre on a corner lot in the heart of West Ferry. Close to Dutch Harbor and village amenities, this home is where you'll want to be! Lovely grounds with raised garden beds and plantings, shade trees and a patio area make this a very special spot. A welcoming front porch that is spacious and screened in greets you, with plenty of space for dining and entertaining. Inside, a nice entry foyer opens to a living room with wood burning stove, library with lavette that can be used as a first level bedroom, open kitchen and dining/sitting area with an additional wood stove, sunroom and dining room with pocket doors. A mudroom/pantry provides an additional access. The second level features a primary en suite with vaulted ceilings and an attached office beyond a pocket door, full bath and good closet space. The middle bedroom has a laundry area behind doors, and is attached to the North bedroom with a 'Jack and Jill' bathroom. The North bedroom has a loft for additional space and access also to the attic area. Yellow birch hardwoods from 2021, with radiant heat provided by the newer furnace, 2023. Solar panels, new hybrid water heater, new appliances, skylights, and many more updates as well as a detached garage with a sizeable workshop that has heat! This home is on town water and sewer, and has all the charm, space, possibilities, and modern amenities you could wish for. . . . . a very special opportunity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$1,595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,276,000 | $1,276,000 | $1,276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $509 | $509 | $509 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,446 | $8,170 | $10,941 |
Total Monthly Payment | $8,080 | $8,804 | $11,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.