46 Edgewood Avenue, Cumberland, RI, 02864 | $489,900
Proud to present this impeccably maintained and move in ready home from the heart of Cumberland Hill. This gorgeous open floor plan home mixes charm with comfort plus the added bonus of a fenced in private yard with a new and spacious deck off of the kitchen area. Other features include 3 beds upstairs and the option for a fourth on the lower level, a full bath on each floor, hardwoods throughout, a simply beautiful and bright kitchen with stainless steel appliances and as well as a large island with matching chairs as a perfect gathering spot for entertaining with it's view into the living room. New central air, gas heat and cooking, ceiling fans, absolutely tons of storage space including a custom closet in the lower level and town connected sewer and water help to check all the boxes. New roof and heating system as well as a new radon system add even more pluses to this already amazing property. Add to that the great location with easy access to highways and award winning schools and this great home is a fantastic opportunity that shouldn't be missed. Closing to be May 7th and not sooner. Seller relocating.
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 2000
- Garage: 1-car Attached,Built In,Garage
- Heating: Forced Air,Gas
- Cooling: Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 1,860
- Acreage: 0.14
- Est. Taxes: $4,310
- Appliances: Dryer,Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Washer
- MLS#: 1378293
- Website: https://www.raveis.com
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William Raveis Family of Services
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888.699.8876
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
46 Edgewood Avenue, Cumberland, RI, 02864
$489,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,920 | $391,920 | $391,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,445 | $2,575 | $3,281 |
| Total Monthly Payment | $2,879 | $3,009 | $3,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB