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Welcome to 8 Orchard Drive - This stunning 4 bedroom, 3-bath Colonial-style home is handsomely sited on a rolling 1. 35-acre lot in a prime location. With 3, 638 sq. ft. of living space, the carefully designed floor plan offers a welcoming feel balanced by luxurious finishes. Step inside to a ceramic tile entry that transitions seamlessly into the main living space. The homes kitchen features stainless steel Bosch appliances, a wall oven with microwave convection, gas range, pot-filler, granite countertops & custom-tile backsplash. The main living level also offers a walk-in pantry, formal dining, living room, full bath, laundry, mudroom & a 2+ car attached garage. Upstairs, you will be awed by the oversized primary bedroom, featuring cherry hardwood flooring and an ensuite bathroom. The ensuite offers a custom-tile shower, soaking tub & a massive walk-in closet. 3 additional bedrooms & a full bath add to the second floor living space, in addition to a sizable second floor landing providing a versatile space for an office or family room. The home also offers a full finished walk-out basement, perfect for additional living space or entertainment. Enjoy the serene outdoors with rolling lawns, a large back deck with a screen-house, stone patio with a fire pit & a shed that is 12x20 in size. This property offers both tranquility & accessibility, conveniently located just 1. 5 miles from Exit 20!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,920 | $535,920 | $535,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $678 | $678 | $678 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,343 | $3,521 | $4,486 |
Total Monthly Payment | $4,113 | $4,291 | $5,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.