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Presented by![]() Fermin Vidal |
This well maintained 3 bedroom 2 bath , single family home is available for purchase. The owner has spared no expense in updating and upkeeping the home. There is ample storage space in each room and basement area. The furnace and oil tank is 3 years old and the home has newer windows and roof and bathrooms. The finished basement that houses one of the bathrooms can be easily used for exercising or for relaxation. There is also an enclosed porch in the back for summer days activities. This home is located close to the bus line with shopping conveniences, Restaurants and library , and is minutes away from the Bloomfield Town line. This home also boast a sizable backyard with a pool and entertainment area for parties or family gatherings. There are solar panels as well for efficiency. Schedule today.
Type | Description | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Lower |
Dining Room | Hardwood Floor | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
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$310,000
Broker Associate
William Raveis Real Estate
Phone: 203.970.0404
Fermin.Vidal@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,568 | $1,650 | $2,093 |
Total Monthly Payment | $2,038 | $2,120 | $2,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.