590 E Third Street, #2D, Mount Vernon, NY, 10553 | $165,000

Spacious & Sunny Pre-War Coop – Prime Location Near Pelham! Welcome to this bright and beautifully updated pre-war cooperative apartment in Mount Vernon, just steps from the charming Village of Pelham! With classic architectural details and modern updates, this oversized one-bedroom gem offers a perfect blend of character and convenience. Step inside to find gorgeous hardwood floors, elegant crown molding, and abundant closet space. The layout is designed for comfortable living, featuring a large eat-in kitchen with modern cabinetry and appliances, a formal dining room perfect for entertaining, and an updated, stylish bathroom. The oversized bedroom is a true retreat, offering plenty of space and abundant natural sunlight all day. And let’s talk about convenience! ; Laundry room on-site – No more trips to the laundromat! ; On-site storage – Extra space to keep your belongings organized. Commuter’s dream – Walk to the Pelham Metro-North Station and be in Grand Central Terminal in under 30 minutes! ; Shopping & dining steps away – Enjoy Pelham’s coffee shops, grocery stores, and local boutiques just around the corner. Public transportation at your doorstep – The Westchester Bee-Line bus stops in front of the building. ; Easy highway access – Get on significant highways in under two minutes for a smooth commute. This apartment is of fantastic value compared to similar-sized units today. With its unbeatable location, classic charm, and modern updates, this is an opportunity you won’t want to miss! Schedule your showing today and see why this is the best deal in town!

Features

  • Heating: Steam
  • Cooling: Wall/Window Unit(s)
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1900
  • Approx Sq. Feet: 969
  • Elem. School: Graham
  • Middle School: Benjamin Turner Middle School
  • High School: Mt Vernon High School
  • School District: Mount Vernon
  • Pets Allowed: No
  • Appliances: Dishwasher, Gas Range, Refrigerator
  • MLS#: 830096
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/830096/590ethirdstreet_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Deutsche Gramatan Vanderbilt   Phone: 914-407-4489

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

590 E Third Street, #2D, Mount Vernon, NY, 10553

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $824 $867 $1,105
Total Monthly Payment $899 $942 $1,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.