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Welcome to Kingswood, a charming hilltop community of brick-faced townhomes overlooking Bethel. This 3/4bedroom, 4-bath end unit offers over 2, 500 square feet of living space and an attached two-car garage. Enjoy maintenance-free living! Large kitchen with a breakfast nook that opens to a spacious deck-perfect for morning coffee or outdoor dining. The formal dining room with bay windows flows seamlessly into the living room room with fireplace and beautiful crown molding. Upstairs features the extra-large primary bedroom with full bath and large walk-in closet. Two additional vaulted-ceiling bedrooms offer generous space and ample storage, along with a full hall bath. The lower level features a versatile family room/bedroom with full bath. This level also provides direct access to the two-car garage. Kingswood offers fantastic amenities, including a pool, tennis courts, and a playground. Plus, you're just minutes from downtown Bethel's shopping, top-rated restaurants, and the Greenwood Features movie theater. Commuters will love the convenient access to Metro-North's Bethel station with plenty of parking. This townhouse has updated mechanicals and updated windows but needs some cosmetic updating. Seller is offering $5000 flooring credit. Priced right under $500, 000. Do not miss out opportunity knocks. Seller is offering $5000 flooring credit.
Type | Description | Level |
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Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Dining Room | Bay/Bow Window,Laminate Floor | Main |
Eat-In Kitchen | Balcony/Deck,Tile Floor | Main |
Living Room | Fireplace,Wall/Wall Carpet | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | Upper |
Rec/Play Room | Full Bath,Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $390,400 | $390,400 | $390,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $639 | $639 | $639 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,247 | $2,500 | $3,242 |
Total Monthly Payment | $2,961 | $3,214 | $3,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.