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Presented by![]() Katelyn Mike |
Welcome To This Lovely 4Br, 2 Full Bath Country Charmer Located In Patchogue Village With All It's Amenities! This Shy 2, 000 SqFt Colonial Boasts 8 Spacious Rooms & Super Low Taxes! The Taxes Displayed Include The Village Tax! Bring The Car Enthusiast - Oversized Detached 2. 5 Car Garage. Enjoy Morning Coffee On Your Quaint Wraparound Front Porch. Spacious Living Rm With Beamed Ceiling & Pocket Doors. Large Dining Rm For Entertaining Guests. The Living & Dining Rm Have Wide Plank Hardwood Flooring. Cozy Den With Woodburning Stove, Hardwood Flooring, & French Doors Lead To Patio & Yard. Huge, 8Yr Young Eat In Kitchen With White Cabinetry, Deco Tile Backsplash, Stainless Appliances, & Hardwood Flooring Includes A Nice Size Dining Area With Extra Cabinets, Stackable Laundry, & Slider Leading To Patio & Yard. 4 Large Equal Size Bedrooms With Ample Closet Space & 5 Year Old Pine Hardwood Flooring. Updated Full Bath With Walk-In Shower, Pedestal Sink, & Tile. Updated Full Bath With Granite Shower Wall, Built In Bench Seat, & Granite Floor. Other Features Include: Andersen Windows, Raised Panel Doors, 8 Ceiling Fans, Updated Vinyl Siding, 9 Year Old Roof, Extra Insulation, & Economical Gas Heating. Deep, Private Yard With Fencing, Oversized 2. 5 Car Garage, Patio With Outdoor Shower, & Fire Pit. Enjoy The Patchogue Amenities Including: Shore Front Park, Marina, Fishing, & Summer Programs. Wander Thru The Town Of Patchogue With All The Fine Eateries, Shops, Night Life, & So Much More!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$589,999
Sales Associate
William Raveis Real Estate
Phone: 516.426.6651
Katelyn.Mike@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,999 | $471,999 | $471,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,717 | $3,022 | $3,920 |
Total Monthly Payment | $3,384 | $3,689 | $4,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.