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Under contract-accepting backup offers. ***The seller will assist the buyer with a contribution towards closing cost and/or rate buydown ***
Discover the perfect blend of comfort and opportunity in this stunning block/concrete home nestled in the heart of Bayshore Gardens! Set on a generous 0. 17-acre fenced lot, this property boasts no deed restrictions, allowing you the freedom to personalize it as you desire. The standout feature is the ***** DETACHED ADU, an IDEAL IN-LAW SUITE or STUDIO *****, complete with its own full bathroom equipped with a shower, a cozy kitchenette, a spacious bedroom with a closet, and independent a/c—all accessed through a private entry. This versatile space enhances your living options and can help offset your monthly mortgage payment! Boating enthusiasts, you're in luck! For a nominal fee, residents can access the marina, a private boat ramp, and even the opportunity to get on the waiting list for a personal boat slip. Additionally, a modest annual fee of $407 added to the property tax bill opens the doors to Bayshore Garden Parks & Recreation, providing access to a Junior Olympic-sized swimming pool, a large deck for relaxation, playgrounds, picnic pavilions with BBQ grills, a ball field, and a fishing pier equipped with a cleaning station. This turnkey property, recently and stylishly remodeled in January 2025, offers you the ease of living with No HOA, No CDD, No Flood Insurance as it's elevated from the street level, and remarkably low taxes. Safely park your RV, boat, truck, trailer, or other vehicles on your private driveway or carport. Enjoy the dreamy Florida lifestyle to the fullest in this energy-efficient home, proudly featuring a paid-off $50K solar panel system to keep your electric bills minimal. Step inside to be captivated by the modern, stylish kitchen that seamlessly flows into an open-concept living area, perfect for entertaining family and friends. The master bedroom boasts a generous walk-in closet and an ensuite bathroom with a step-in shower, while three additional bedrooms share a well-appointed full bathroom. Venture outside to your own private backyard oasis—a spacious, oversized, fenced yard brimming with potential for future enhancements like a charming pergola, a cozy fire pit, or a dream swimming pool. All renovations completed in January 2025 include a newer roof with paid-off solar panels, energy-efficient double-pane windows, a new HVAC system, and comprehensive plumbing and electrical upgrades. Revel in new doors, a state-of-the-art kitchen with solid soft-close wood cabinetry, luxurious Quartz countertops, stainless steel appliances, and beautifully remodeled bathrooms. Enjoy the durability and elegance of 5mm waterproof luxury vinyl flooring paired with fresh paint, new wood baseboards, and modern LED lighting. Ideally located in the highly desirable Bradenton area, you’ll have the best of both worlds—between Bradenton and Sarasota, just 2 miles from Sarasota–Bradenton Int Airport and a mere 3 miles from IMG Academy. A short drive leads you to the breathtaking beaches of the Gulf of Mexico, and you’re only 15 min from Sarasota Memorial Hospital and 20 min from world-renowned shores like Anna Maria Island and Siesta Key Beaches. Easy access to major freeways (I-75 & I-275), schools, medical facilities, shopping (Costco/Walmart/Publix), and dining options makes this an unbeatable location. Hablo Español! (Main House: 4 Bedrooms, 2 Bathrooms; - Detached ADU/In-Law Suite: 1 Bedroom, 1 Bathroom, Kitchenette)
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,065 | $2,233 | $2,823 |
Total Monthly Payment | $2,412 | $2,580 | $3,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.