1648 MIRA LAGO CIRCLE, Ruskin, FL, 33570 | $392,000

Welcome to the Exclusive Gated community of Mira Lago. This nearly 1900 sq ft lake front, beautiful, immaculate gem is offered FURNISHED and move-in ready with incomparable views that will not cease to amaze. The home has no front neighbors and no back neighbors. Inside you will enjoy three bedrooms, 2 full baths plus a den that can be used as office, study room or extra bedroom, formal Dining Room and large state-of-the-art kitchen with 42” cherry cabinets featuring pull-out shelving, Zodiaq countertops and stainless steel appliances plus Breakfast Nook overlooking the family room and stunning lake scene through glass doors that lead into the screened -in lanai. The Master bedroom offers privacy as it is secluded on one side of the home; it includes an en-suite bathroom with dual sinks, soaking tub, walk-in shower and water closet and a large walk-in closet. Add to all this, the spacious 3-car garage with ample room for your vehicles, dual electric garage door openers plus the versatility of a utility tub sink. Mira Lago offers low HOA and low CDD fees and great amenities for your enjoyment: a community pool, an all-purpose court and a playground. It is also located at a very short distance to E. G. Simmons State Park where you can enjoy camping, many trails and kayak tours, picnicking and boat ramps accessing the Tampa Bay waters. It is also about a 5-minute drive to Little Harbor where restaurant, marina and Freedom Boat Club of Tampa Bay are favorites. Nearby you will have access to food markets, shopping centers, restaurants and hospitals. Mira Lago is just a very short distance to ramp accessing I-75 to Gulf beaches, Brandon, Tampa, St. Pete, Clearwater and Orlando with lots of tourist attractions. Do not hesitate, do not miss out on this exceptional opportunity to own your dream home! Call for a private showing today!

Features

  • Amenities: Basketball Court, Fence Restrictions, Gated, Playground, Pool
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 51 x 127
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 2006
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,860
  • Acreage: 0.15
  • Lot Size: 51 x 127
  • Est. Taxes: $7,122
  • HOA Fee: $283 Quarterly
  • Lot Desc: Landscaped, Sidewalk
  • View: Garden, Water
  • Elem. School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8354482
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/TB8354482/1648miralagocircle_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2025 3:34:01 AM)

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NMLS Mortgage Loan Originator ID 38342

978.314.1072

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1648 MIRA LAGO CIRCLE, Ruskin, FL, 33570

$392,000

Brian Greene

Sales Associate

William Raveis Real Estate

Phone: 978.460.1227

Brian.Greene@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $313,600 $313,600 $313,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.303% 6.510%
Monthly Tax Payment $594 $594 $594
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,982 $2,113 $2,689
Total Monthly Payment $2,651 $2,782 $3,358

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.