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!Looking for the peace and quite of a 55+community that is well maintained, well built, with a new roof coming and a LOW CONDO FEE that offers residents many pluses? CORTEZ VILLAS Condo neighborhood is worth a look! This desirable, PET FRIENDLY, END UNIT offers a SPLIT FLOOR PLAN for privacy with both bedrooms having their own bathroom. There are two deeded parking spaces only steps away from the front door. Easy to maintain flooring flows throughout. The bright and cheery kitchen has been updated with granite countertops/backsplash. Storage is ample in both walk-in pantry and the kitchen. The water heater and air conditioner/air handler are newer. Washer and dryer are large capacity and are located conveniently in the kitchen with more shelving. A large primary bedroom with a walk-in closet, painted in soothing colors, has an en-suite with a walk-in shower and small window bringing in more natural light. The second bedroom for guests is located off of the full bath in hall. Enjoy an enclosed lanai as an expansion of your living space. Green space behind gives you a private area to place your outdoor grill and adds to your year round FLORIDA LIVING! A LOW MONTHLY FEE of $430 includes cable/internet, water, sewer/trash, lawn maintenance and a HEATED POOL. The clubhouse hosts several social events and monthly dinners. It is stocked with books, puzzles, games and beautiful new billiard tables. There are shuffle board courts for more fun! Cortez Villas is located minutes to stores, restaurants, hospitals, Robinson Preserve, GT Bray park, YMCA and the RIVERWALK on the Manatee River in downtown Bradenton. You'll be a short drive to ANNA MARIA ISLAND where you will collect seashells and witness spectacular sunsets! The SRQ airport and Sarasota are 25 minutes away. You'll find world class dining/shopping at St. Armand's Circle and world renown art at Ringling Museum. The UTC Mall by Lakewood Ranch offers nationally known shops, restaurants and family entertainment venues. The palm tree lined boulevard is beautifully lit up at Christmas time! LIVE THE FLORIDA LIFESTYLE YOU DESERVE WITHOUT THE HIGH PRICE! The tasteful furnishings can be purchased separately from seller. INVESTORS ALERT: CAN BE RENTED with a 3 month minimum.
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Our Executive Mortgage Banker:
Our Insurance Division:
$228,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,120 | $183,120 | $183,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,128 | $1,203 | $1,521 |
Total Monthly Payment | $1,435 | $1,510 | $1,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.