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2503 5TH Street, #A, Fernandina Beach, FL, 32034 | $775,000
North end Amelia Island- 3 bed, 3 bath and 3 CAR GARAGE! Peek-a-boo OCEAN VIEWS and constant sea breezes abound PLUS the protected woodlands of Ft. Clinch State Park. Soaring 10' ceilings in the large living room with access to the patio and community POOL just outside the new sliding doors. Main level bedroom w/walk-in closet with a full bath. Classic white kitchen cabinets, 10 feet of sleek black granite counters. Separate dining could be in the flex space as you enter as well. Upstairs the 11x9 deck off the huge primary suite will be a favourite spot for all to stargaze and listen to the waves. The third bedroom overlooks the tree canopy of Ft Clinch, has a wall of closets and an en-suite. The ground level garage has endless possibilities, the back garage is 17x26 with a pull down door and a full wall of cabinetry. Simply store your beach gear or build out the ultimate gym, zen space or hobby area. The front garage has additional under the stairs storage as well. Four units comprise Ft Clinch condos- all have access to a large deck and pool plus a private grilling/seating area for each unit. The building was updated with pool liner in 2024, siding 2023, roof in 2021. 2503 A installed new sliding doors and patio doors in 2024, HVAC in 2023, water heater in 2023. A short stroll and you can dip your toes in the ocean at Amelia Island's beautiful beaches not to mention shopping and dining in downtown Fernandina Beach are a golf cart ride away. Welcome Home.
Features
- Parking: Garage, Garage Door Opener
- Heating: Electric
- Cooling: Central Air
- Bedrooms: 3
- Baths: 3 full
- Laundry: In Unit, Lower Level
- Complex: Fort Clinch Condos
- Year Built: 1995
- Common Charge: $608 Monthly
- Approx Sq. Feet: 1,983
- Acreage: 0.3
- Est. Taxes: $9,702
- Lot Desc: Dead End Street, Greenbelt, Wooded
- View: Beach, Ocean, Protected Preserve, Trees/Woods
- Elem. School: Emma Love Hardee
- Middle School: Fernandina Beach
- High School: Fernandina Beach
- Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
- MLS#: 2073112
- Days on Market: 46 days
- Website: https://www.raveis.com
/prop/2073112/25035thstreet_fernandinabeach_fl?source=qrflyer
Listing courtesy of Keller Williams Realty Atlantic Partners
William Raveis Family of Services
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2503 5TH Street, #A, Fernandina Beach, FL, 32034
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
| Monthly Tax Payment | $809 | $809 | $809 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
| Total Monthly Payment | $4,819 | $4,973 | $6,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388