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New Price! Sellers Very Motivated! Welcome to this gorgeous 3-bedroom, 3-bathroom home in the sought-after coastal community of Harbor Bluffs! Featuring sparkling terrazzo floors throughout, this home offers a perfect blend of classic charm and modern upgrades.
Every bedroom enjoys private access to a full bathroom, making it an ideal layout for families and guests alike. The tremendous primary suite boasts its own private ensuite, walk-out French doors to the courtyard, and a spacious walk-in closet. The second and third bedrooms share a luxurious Jack & Jill bath, complete with a spa-like walk-in shower featuring twin shower heads and body jets. A third full bathroom is conveniently dedicated for guests.
The gourmet kitchen was completely renovated in 2023, featuring white Shaker-style cabinetry with soft-close drawers and doors, as well as brand-new matching Frigidaire stainless steel appliances, installed in January 2025. The home also offers indoor laundry with a matching top-of-the-line washer and dryer for ultimate convenience.
Enjoy year-round comfort with a brand-new high-efficiency HVAC system installed in 2024. The huge 22x15 Florida Room is bright, airy, and perfect for entertaining! The oversized 2+ car garage provides ample space for vehicles, a golf cart, and all your toys.
Sitting on a park-like lot well over a quarter acre, the outdoor space is truly an oasis! In 2024, 864 sq. ft. of beautiful pavers were installed, enhancing the fenced backyard with a tranquil courtyard, mature trees, and lush landscaping. Topped off with a stunning terra cotta tile roof, this home is as beautiful as it is functional.
Location, Location, Location! Harbor Bluffs is just a short golf cart ride to the pristine, sugary sands of Belleair Beach and Indian Rocks Beach. Fine dining, nightlife, grocery stores, pharmacies, delis, dry cleaners, and other conveniences are just minutes away.
Homes in this desirable neighborhood rarely hit the market—don’t miss your chance to own one of the finest homes in the area!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $693 | $693 | $693 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,177 | $5,316 |
Total Monthly Payment | $4,704 | $4,962 | $6,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.