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Nestled in the highly desirable Richmond Hill neighborhood, this freshly painted concrete block home offers a perfect blend of modern updates and timeless charm. Featuring 2 bedrooms, 1. 5 baths, and 1, 133 square feet of living space, this property sits on a prime oversized lot with a spacious fenced backyard, offering plenty of room for outdoor activities, gardening, or future expansions. Step inside to a bright and open-concept floor plan designed for both comfort and functionality. The spacious living room seamlessly flows into the dining area and open kitchen, creating the perfect space for entertaining. Vinyl plank flooring extends throughout the main living areas, providing durability and a contemporary aesthetic, while the bedrooms feature neutral carpeting for added comfort. Updated lighting fixtures enhance the modern appeal of the home. A bonus/flex room offers endless possibilities—whether you need a home office, playroom, or additional living space. The home also features a screened patio, perfect for enjoying Florida’s beautiful weather year-round. The attached 1-car garage provides ample storage a half bath & utility sink, while the detached storage shed offers even more space for tools, outdoor equipment, or a workshop. A new drainage system for Taylor Lake ensures the property remains well-maintained, and the newly paved walkable sidewalks make it easy to explore the surrounding area. Enjoy the convenience of walking distance to John S. Taylor Park, where you can take in scenic views, walking trails, and recreational activities. Newly paved roads & sidewalk for outdoor enjoyment. The home is also just minutes from Largo Mall, Florida Largo Hospital, and an array of shopping and specialty dining options. For beach lovers, the stunning Gulf beaches are only a short drive away, allowing you to experience the best of Florida’s coastal lifestyle. With its unbeatable location, floor plan, and generous outdoor space, this home is a rare find in Largo. Whether you're looking for a primary residence, a vacation retreat, or an investment opportunity, this property is sure to impress.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,820 | $1,891 | $2,410 |
Total Monthly Payment | $2,090 | $2,161 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.