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Tucked away on a quiet no-outlet street just minutes from Main Street, this home was fully renovated in 2021 and offers the lifestyle you’re looking for. Upon entry you are greeted by a spacious living room with plenty of natural light. Hardwood floors and Anderson windows with Hunter Douglas custom blinds throughout the home. Adjoining eat-in kitchen has been updated with stainless steel appliances, center island, and quartz countertops. Continuing on you have a lovely dining area with glass sliders overlooking the shy 1/4 acre property. First floor primary en-suite bedroom boasts ample closet space and a dual-vanity bathroom with separate soaking tub. Upstairs are two additional bedrooms and another full dual-vanity bathroom. Not to be missed full basement features laundry as well as plenty of storage. One car attached garage is nicely appointed with overhead storage. Level and spacious fully fenced backyard features deck, paver patio and maturing privacy hedge. Recent renovation also included update to HVAC system featuring efficient gas burner and central a/c. Situated nearby parks, beaches, schools, library, and convenient to train station and major roadways. Incredible opportunity to live and enjoy the lifestyle of Long Island's North Shore!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,999 | $599,999 | $599,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $801 | $801 | $801 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,788 | $4,899 |
Total Monthly Payment | $4,347 | $4,681 | $5,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.