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10 Judy Terrace Terrace, West Warwick, RI, 02893 | $435,000
Spacious, open floor plan, raised ranch with walk-out lower level nestled in double cul-de-sac neighborhood residing in the Greenbush school district. Currently views as 3 bedroom home that can easily be modified into a 5+ bedroom. The Southeast facing front of the house receives extraordinary natural light throughout the day. Walkout lower level can easily be converted into a private, in-law area. The entire home was insulated by RISE in 2024, which had an immediate, dramatic effect on lowering utility costs. Appraised at $430, 000 with VA Financing before $40K of top-line efficiency improvements were installed, which include: brand new American hybrid hot water heater, brand new electrical panel and service upgraded to 200 amps, brand new Daikin ductless heating and cooling heat pump wall unit installed in the lower level's open floor area, brand new Daikin exterior condensing unit with elevation pad, brand new LG ducted heating and cooling heat pump for delivering central heating/cooling throughout the upstairs via ceiling vents - controlled by an LG wall-mounted thermostat control system and a brand new LG exterior condensing unit with elevation pad. Tasteful, walnut finish hardwood floors throughout the upstairs. Newer wraparound patio, walkways, driveway and garage door installed in 2021. The landscape includes a small, fenced in area, several varieties of fruiting trees and beautiful flowering shrubs to enjoy from spring throughout fall.
Features
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Raised Ranch
- Year Built: 1966
- Garage: 1-car Built In
- Heating: Central,Electric,Heat Pump,Other,Wood,Zoned
- Cooling: Ductless,Heat Pump,Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 1,980
- Acreage: 0.2
- Est. Taxes: $5,007
- Lot Desc: Corner Lot,Cul-De-Sac
- Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1379001
- Website: https://www.raveis.com
/prop/1379001/10judyterraceterrace_westwarwick_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Judy Terrace Terrace, West Warwick, RI, 02893
$435,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
| Monthly Tax Payment | $417 | $417 | $417 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,171 | $2,286 | $2,890 |
| Total Monthly Payment | $2,663 | $2,778 | $3,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB