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Lakeside Charm & Endless Possibilities on Lake Hartwell! Nestled at the end of a rustic lane in the coveted Green Zone of Lake Hartwell, 215 Cedar Street offers a one-of-a-kind combination of privacy, deep, year-round water, a covered dock in place, and mesmerizing west-facing sunsets. This half-acre lakefront gem has been owned by the same family since 1973, and has been lovingly cared for to preserve its more than 250 feet of pristine shoreline and breathtaking west-facing views. Now, it is ready for its next chapter-whether as a refreshed retreat or the foundation for your dream lakeside escape. The quaint brick cottage exudes warmth, featuring a natural slate floor in the great room and a covered patio perfect for lazy afternoons. The gentle terracing from the house to the lake makes access effortless, inviting you to dine al fresco on the lush green lawn while soaking in the ever-changing hues of sunset. Bookended by wooded edges that naturally shield any view of neighboring homes, the property is a quiet and private oasis. Beyond the home's charm, this property offers ample functionality and space. A covered concrete pad is ideal for RV storage, while two outbuildings-one with a garage door-provide ample room for hobbies, tools, water sports gear, a golf cart, or gardening equipment. Located on one of Lake Hartwell's most beautiful stretches, this property offers a unique opportunity to enjoy endless lake adventures, quiet mornings by the water, and evenings raising a glass under golden skies. Whether you update the existing home or start fresh with a custom masterpiece, the choice is yours-but don't wait! Lakefront properties like this are rare-schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 6.764% | 6.581% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,487 | $4,605 | $6,216 |
Total Monthly Payment | $4,660 | $4,778 | $6,389 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.