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Under contract-accepting backup offers. Welcome Home and a half acre to spread out! THIS IS NOT A MOBILE HOME. NO HOA! Sought after South Lakeland Zip Code. You just about cant find a home on a half acre that is affordable, so don't miss your chance! Perfect starter home, home to downsize to or property to add to your private rental portfolio. This is a 3 bedroom 2 full bath single family home on a crawlspace. The roof shingles were replaced in 2018, the AC condenser was replaced in 2015, Water Heater in 2024 and the Septic drain field replaced March 2025. The current owners replaced the kitchen cabinets and counter tops to granite a few years ago. They also replaced the bedroom carpets and converted the master bathtub to a standing shower since they purchased in 2018. The square footage number may be small however the home feels bigger than it is once inside. The property is just under a half acre and the back yard is fenced with access gates. The front has side fencing so adding a fence and a gate to the front could be done to have the entire yard for the animals to roam. This property is minutes from Eagle Brook Golf Course for the golfer and minutes from "Carter Road Park" for the soccer enthusiast, baseball player, mountain biker or those who wish to head to the playground or dog park. This is truly a gem of a property and hard to find these days. Don't wait, call your agent for a showing and start building your own equity today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,393 | $1,775 |
Total Monthly Payment | $1,577 | $1,630 | $2,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.